The National Check Network is wholly owned by Electronic Clearing House, Inc. (ECHO) and today, is one of the premier check payment services in the nation. We offer one of the largest databases of check information and are nationally recognized as the leader in providing wholesale check management services to our Members. NCN continually builds on its solid partnerships with collection agencies. ACH processors, and financial institutions all contributing and sharing in our database of positive and negative check history.

ECHO is a publicly held company listed on the NATIONAL ASSOCIATION OF SECURITIES DEALERS AUTOMATED QUOTATION SYSTEM (NASDAQ) and trades under the symbol of ECHO. It is listed in NASDAQ's Small Cap Company listing, and in some publications is listed as ElClear. 

NCN - Quality and Diversified Database. 

The NCN database serves clients in many high-volume industries, including grocery stores, convenience stores, pizza delivery, gaming and other retail businesses. Therefore, NCN provides fresh data on people likely to use checks at your merchant locations. Pooling data from these high check-use businesses provides customers with the earliest possible warning for check fraud or other problems.

Powerful Features

With NCN, agencies deliver merchant customers the ultimate in check risk management solutions. Highly customizable, NCN allows you to adjust the risk management settings on a merchant-by-merchant basis (link to NCN check service page). Many processors who sell Electronic Check Conversion (ECC) and Automated Clearing House (ACH) technologies use NCN as their "front end" for initial authorization and associated data capture. NCN and its parent company ECHO can provide your merchants with Automated Clearing House transactions, including ECC service with real-time bank account authorization through the Visa POS Check Service, and Batch RCK processing to expedite your collections.


New Services for Your Sales Program

Our Members take advantage of the multifaceted payment processing NCN and our parent company, ECHO, offer. They have the advantage of offering their merchants “one stop payment processing” including, check verification, credit card, debit card, and all forms of e-check processing. Members can utilize and offer one or all of these services to gain new customer and retain existing relationships. 

NCN Statistics  
An NCN History Lesson